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Buying Your Home – Helpful Articles

  • 5 Powerful Buying Strategies
    5 Powerful Buying Strategies   1. Don’t Get “Pre-Qualified!   Do you want to get the best house you can for the least amount of money? Then make sure you are in the strongest negotiating…
  • How Mortgage Loans Work
    How Mortgage Loans Work Excluding property taxes and insurance, a traditional fixed-rate mortgage payment consist of two parts: (1) interest on the loan and (2) payment towards the principal, or…
  • Adjustable Rate Mortgages
    Adjustable-Rate Mortgages Adjustable-rate mortgages (ARMs) differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan. ARMs generally have…
  • Things You Should Know about Moving
    Things You Should Know about Moving In Search of a New Residence Subscribe to the area’s local newspaper in advance of your move. It usually contains a large real estate section, which can be helpful…
  • Six Ways To Beat The Stress Of Buying A Home
    Six Ways To Beat The Stress Of Buying A Home   Moving, along with death and divorce, is one of the three most stressful experiences in life. There are two very different kinds of needs people.
  • Some Different Reasons to Own Your Own Home
    Some Different Reasons to Own Your Own Home   You’ve probably seen lots of financial arguments about why you should own your own home rather than rent. These include budgeting (no rent…
  • Getting Your Finances in Order
    Getting Your Finances in Order A critical step in starting your search for a new home is having a clear idea of your financial situation. By getting a handle on your income, expenses and debts…
  • Refinancing
    Refinancing Refinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates. However, you need to do your homework…
  • A Few Points Abour Interest Rates
    A FEW POINTS ABOUT INTEREST RATES Less Is More If you’re new to investing or real estate and don’t know the first thing about interest rates, here’s a good tip: the higher the interest rate…
  • Paying Points
    Paying Points When it comes to comparing interest rates for a mortgage loan, homebuyers often have the option of choosing a loan with a lower interest rate by paying points. Simply put…
  • Leaveraging Your Money
    Leveraging Your Money One of the greatest financial aspects of buying a home is the ability to leverage your money. Simply put, leverage allows you to use a small down payment and financing…
  • How Much Can You Afford
    How Much Can You Afford? Understanding how much you can afford is one of the most important rules of home buying. Depending on your individual situation, your budget can affect everything from the…